Abstract
Industrial monitoring systems, especially when deployed in Industry 4.0
environments, are experiencing a shift in paradigm from traditional rule-based
architectures to data-driven approaches leveraging machine learning and
artificial intelligence. This study presents a comparison between these two
methodologies, analyzing their respective strengths, limitations, and
application scenarios, and proposes a basic framework to evaluate their key
properties. Rule-based systems offer high interpretability, deterministic
behavior, and ease of implementation in stable environments, making them ideal
for regulated industries and safety-critical applications. However, they face
challenges with scalability, adaptability, and performance in complex or
evolving contexts. Conversely, data-driven systems excel in detecting hidden
anomalies, enabling predictive maintenance and dynamic adaptation to new
conditions. Despite their high accuracy, these models face challenges related
to data availability, explainability, and integration complexity. The paper
suggests hybrid solutions as a possible promising direction, combining the
transparency of rule-based logic with the analytical power of machine learning.
Our hypothesis is that the future of industrial monitoring lies in intelligent,
synergic systems that leverage both expert knowledge and data-driven insights.
This dual approach enhances resilience, operational efficiency, and trust,
paving the way for smarter and more flexible industrial environments.
Perfios Software Solution
Abstract
Personalized financial advice requires consideration of user goals,
constraints, risk tolerance, and jurisdiction. Prior LLM work has focused on
support systems for investors and financial planners. Simultaneously, numerous
recent studies examine broader personal finance tasks, including budgeting,
debt management, retirement, and estate planning, through agentic pipelines
that incur high maintenance costs, yielding less than 25% of their expected
financial returns. In this study, we introduce a novel and reproducible
framework that integrates relevant financial context with behavioral finance
studies to construct supervision data for end-to-end advisors. Using this
framework, we create a 19k sample reasoning dataset and conduct a comprehensive
fine-tuning of the Qwen-3-8B model on the dataset. Through a held-out test
split and a blind LLM-jury study, we demonstrate that through careful data
curation and behavioral integration, our 8B model achieves performance
comparable to significantly larger baselines (14-32B parameters) across factual
accuracy, fluency, and personalization metrics while incurring 80% lower costs
than the larger counterparts.
AI Insights - The 8B model matched 14–32B baselines in factual accuracy, yet cut inference cost by 80%.
- Case C2 failure traced to a material filing error, underscoring the need for robust data validation.
- Baseline‑L’s multi‑step reasoning consistently outperformed the 8B model on nuanced financial scenarios.
- The framework’s 19k reasoning samples were generated by blending behavioral finance experiments with domain context.
- Efficiency gains were achieved through selective fine‑tuning rather than scaling parameters.
- Literature suggests financial literacy directly improves investment decisions, aligning with the model’s personalization metrics.
- Future work could integrate real‑time regulatory updates to mitigate filing‑related inaccuracies.